April 19, 2019

Liz Scheidel
CRS Coordinator
6001 North A1A
Vero Beach, Florida 32963

SUBJECT: Provide the Town of Indian River Shores with Flood Insurance Technical Assistance as Provided by a Licensed Insurance Agent and Certified Floodplain Manager (CFM)

Dear Mrs. Scheidel:

This is to document our verbal agreement of February 2019, to provide services to encourage Town of Indian River Shores residents, visitors, and prospective residents to purchase, maintain, or improve their flood insurance coverage and the Town’s participation in the FEMA National Flood Insurance Program (NFIP) Community Rating System (CRS) program. I agree to provide, as a public service (pro-bono) technical assistance and flood insurance advice, to the Town of Indian River Shores residents, visitors, and prospective residents. This free service is available by contacting me directly as indicated below:

Denise M. Boehning, ANFI CFM
Email: denise@coastalwide.com
Phone: 772.532.4536

I also understand that the Town of Indian River Shores Floodplain Manager and CRS Coordinator may publish my contact information on the Town’s website and in an annual mailer to notify Town residents of this free service.

As further discussed, I will deliver the “messages for promoting flood insurance coverage” as outlined in the Towns coverage improvement plan (CP), including, but not limited to encouraging residents to contact their insurance agents to discuss flood insurance coverage of their residence and contents coverage. Records of this service shall be kept and provided to the Town for credit documentation.

Please contact me with any questions. I look forward to promoting flood insurance coverage for the Town and answering technical questions related to flood insurance and flood risk.


Denise M. Boehning, ANFI, CFM
President / Principal Floodplain Manager
“Though flood waters threaten, they will never reach them” Psalms 32:6