Flood Information

General Information

flood sign and rain cloud

View your current effective FIRM MAP. The Town maps are in Sections 0232, 0234, 0242, 0253 and 0261.

Flooding is the single hazard producing the most recurrent impacts in Indian River County. Because of the Town of Indian River Shores' location on the barrier island, land adjacent to the Atlantic Ocean and Intracoastal Waterway is expected to be impacted by storm surge in a Category 1 or higher event.

The Town of Indian River Shores has actively participated in the National Flood Insurance Program for many years. As a participating community in the The National Flood Insurance Program (NFIP), property owners have an opportunity to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, business owners, as well as condominiums.

Flood zones and evacuation zones are different. Flood zones are used to assess a property's flood risk caused by heavy rains, tropical storms and hurricanes. Evacuation zones are based on the property's vulnerability to storm surge from a hurricane.

More Information

The following third-party websites and services are available to you for your education:

Community Rating System: Encourages communities to establish a floodplain management program that recognizes and encourages floodplain management activities.

Flood Insurance: Understand flood insurance. Find out if you should or are required to get flood insurance.

NFIP Condominium Coverage Information

Six Ways to Protect Your Home from Flooding

Top Ten Facts for Consumers

Indian River Shores Preliminary Map – This Map is NOT in effect!

Natural disasters and emergency situations call for top-down preparedness. Indian River County and its municipalities operate under the same Unified Local Mitigation Strategy (LMS) plan. The Indian River County Local Mitigation Strategy (LMS) was reviewed by the Florida Division of Emergency Management and found to be compliant with the federal hazard mitigation planning standards, and adopted by the Board of County Commissioners on March 3, 2020. The Town Council of Indian River Shores will review the 2020 Revised Indian River County LMS at their meeting on March 26 for adoption by Resolution 20-02. The 400+ page document is available for review at this link.

Flood Information Services

Town of Indian River Shores CRS Coordinator is Denise Boehning with CoastalWide LLC. This firm has been contracted to assist the Town with FEMA's NFIP Community Rating System (CRS) program. As part of that agreement, residents will be provided with answers to questions or concerns related to flood insurance, content coverage, flood risk, and general flood information at no cost to the resident. Please contact Mrs. Boehning for this free service.

Flood Insurance Technical Assistance
Denise M. Boehning, CFM
Florida 2-20 Insurance License No. W407410
Email: CRSIRshores@coastalwide.com
Phone: 772.532.4536
Agreement with the Town

Flood Elevation Certificates are available upon request.
Liz Scheidel
Email: lizs@irshores.com
Phone: 772.231.4453

2018 CRS Report provided to Town Council March 2019

Mayor's Letter with Flood & Storm Advice June 2019

Tools and Helpful Information